Spring Into Action
April 1, 2025
Fresh Starts, Smart Choices: Insurance & Maintenance Tips for Spring
Time to trade in snow shovels for sunscreen! Whether you’re sprucing up your home, revving up your motorcycle, or setting sail, a little prep (and the right insurance) can keep your season smooth.
Home: Spring Cleaning & Coverage Check
- Winter was rough—your gutters look like they’ve been hoarding leaves since 1998.
- Check for leaks, mold, and sneaky critters who’ve claimed squatters’ rights.
- Service your HVAC before it turns your home into a sauna.
- Insurance Tip:
Consider purchasing flood insurance - it’s typically excluded on most homeowner policies and Mother Nature doesn’t care about your weekend plans.
Motorcycle: Ride Safe & Insured
- Dust off your bike—winter’s over, wear protective gear and bright, visible clothing.
- Check your tires, brakes, and fluids unless you enjoy surprise breakdowns.
- Spring roads can be slick—watch out for potholes deep enough to have their own zip code.
- Insurance Tip: Make sure your policy covers collisions, breakdowns, and that one friend who insists on borrowing your bike.
👀 Need a policy check? Call
978-681-5700
before your next big spring mishap—because even the local ducks are upgrading to waterfront mansions, and you’re still debating flood insurance!
Boating: Smooth Sailing & Smarter Coverage
- Engine check? ✅ Life jackets? ✅ Cooler full of snacks? Double ✅
- File a float plan—because “I got lost at sea” isn’t a great excuse for missing work.
- Watch the weather unless you enjoy surprise rollercoaster waves.
- Insurance Tip: Ensure you are covered for property and liability, boaters with no insurance and unexpected mermaid encounters.
Spring is all fun and games until you’re stuck with a flooded basement, a totaled bike, or a boat that is damaged in an accident. Stay ahead of the season—check your insurance with MTM before adventure (or disaster) strikes!
Source: Safety insurance, National Safety Council & Mass.gov
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