UMBRELLA INSURANCE

Extra Protection You Can't Be Without

Be Prepared For The Unknown

Umbrella insurance may be one of the most important insurance investments you ever make. If something catastrophic happens resulting in a lawsuit, a judgment against you can lead to financial disaster. Umbrella coverage offers you broader protection over and above many of your personal insurance policies such as home, auto, boat, recreational vehicles and investment properties.

Who needs umbrella insurance? Virtually everyone should consider purchasing this critical liability coverage, especially if you:

Own a dog
Own a pool
Own a car, motorcycle or recreational vehicle
Own a home, condo or investment property
Host parties and entertain
Have packages delivered to your house
Have professional services performed at your home (ie, landscaper, housekeeper, babysitter, plumber, electrician)
Have a retirement account, savings account and/or a paycheck

Three “real life” examples of scenarios where an umbrella insurance policy could respond to a judgment against you:

Auto Accident:

You have an auto accident that seriously injures or kills one or more persons.

Slip & Fall:

Someone trips on an icy or loose step on your stairs causing a fall which results in a disability or serious injury.

Dog Bite:

Your dog bites a child causing significant facial injuries which results in permanent disfigurement.

How can MTM help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs. We can help you with:

Understanding your policy
Saving you money
Filing a claim
Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.