HOMEOWNERS INSURANCE

Get The Right Homeowners Insurance For Your Needs

Homeowners Insurance Protection For What You Value Most

Insurance Protection That’s Personalized Specifically For Your Home

Because you are different from your neighbors across the street and your friends across town, we build your coverage with your specific needs in mind. At MTM, we help you to protect your home and your cherished possessions even if the unexpected occurs. To assist you in better understanding homeowners insurance, please note the four key types of protection as seen below.

Understand what homeowners insurance covers and four key coverage's to keep in mind:

Infographic four key types of homeowners insurance

Your homeowners insurance policy is customized for you and your budget. Some optional coverage's, you can include are as follows:

Replacement Cost on Dwelling
Replacement Cost on Contents
Identity Fraud
Water Damage for back up of sewer or drains and/or sump pump
Personal Injury Liability
Earthquake
Valuable Articles such as jewelry, silver, furs, fine arts and other collectibles
Fuel Oil Leakage Coverage
In Home Businesses Coverage
Dwellings Under Construction
Loss Assessment
Building Ordinance or Law
Computer Coverage
Equipment Coverage
Service Line Coverage

How Can MTM Help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs. We can help you with:

Understanding your policy
Saving you money
Filing a claim
Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.

How Much Will Homeowners Insurance Cost?

Three of the factors that affect your premium the most are the value, age, and location of your home.

There are many helpful tools out there to assist you with inventory, such as Homezada Inventory AP.

Discounts & Advantages

Save Even More With Insurance Discounts

Higher Deductible Credits
Mature Homeowner Credit – age 65 or older
Generator Credit
Freeze alarm/winterizing Credit
“Green “ Discount – clients elect to go “paperless” and receive their policies via email
Renewal Credit
No Animals Discount
Renovated Home Discount – for older homes that have been completely updated
24 Hour Security Guard Discount – i.e. association complexes
Account Discounts for multiple policies
Discounts for clients who have been claims free for a period of time