Homeowners Insurance Protection For What You Value Most
Insurance Protection That’s Personalized Specifically For Your Home
Because you are different from your neighbors across the street and your friends across town, we build your coverage with your specific needs in mind. At MTM, we help you to protect your home and your cherished possessions even if the unexpected occurs. To assist you in better understanding homeowners insurance, please note the four key types of protection as seen below.
Understand what homeowners insurance covers and four key coverage's to keep in mind:
Your homeowners insurance policy is customized for you and your budget. Some optional coverage's, you can include are as follows:
- Replacement Cost on Dwelling
- Replacement Cost on Contents
- Identity Fraud
- Water Damage for back up of sewer or drains and/or sump pump
- Personal Injury Liability
- Earthquake
- Valuable Articles such as jewelry, silver, furs, fine arts and other collectibles
- Fuel Oil Leakage Coverage
- In Home Businesses Coverage
- Dwellings Under Construction
- Loss Assessment
- Building Ordinance or Law
- Computer Coverage
- Equipment Coverage
- Service Line Coverage
How Can MTM Help?
- Understanding your policy
- Saving you money
- Filing a claim
- Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.
How Much Will Homeowners Insurance Cost?
Discounts & Advantages
Save Even More With Insurance Discounts
- Higher Deductible Credits
- Mature Homeowner Credit – age 65 or older
- Generator Credit
- Freeze alarm/winterizing Credit
- “Green “ Discount – clients elect to go “paperless” and receive their policies via email
- Renewal Credit
- No Animals Discount
- Renovated Home Discount – for older homes that have been completely updated
- 24 Hour Security Guard Discount – i.e. association complexes
- Account Discounts for multiple policies
- Discounts for clients who have been claims free for a period of time
Homeowners Insurance Request Form
We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 3:00 pm.
**Please be advised that we cannot bind or alter coverage via fax, voicemail, text, email or social media.**
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