Request an Insurance Binder

For an Insurance Binder

Convenience: Request a binder online, over the phone or stop by the office.

Should you have any questions and/or require immediate assistance please don’t hesitate to call us.

Get Started

We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 3:00 pm.

**Please be advised that we cannot bind or alter coverage via fax, voicemail, text, email or social media.**

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What is an insurance binder?

Binders are a short time agreement with your insurance agent or insurance carriers. They are issued based on the coverage’s and conditions contained in your insurance policy. They are a fully enforceable contract of insurance. This legal agreement is temporary evidence of insurance until a formal policy can be issued.

The binder can provide peace of mind that you’re covered until your official policy is in place.

When do I need one?

There are several scenarios where you may need an insurance binder. If you’re not sure you need one, the advisable thing to do is to call MTM Insurance. Here are some examples of when you would require a binder: