LONG TERM CARE INSURANCE

Protect Your Loved Ones From The Financial Burden Of Long Term Care

Why Consider Long Term Care Insurance

Give yourself peace of mind knowing you have taken the proper steps to protect your assets and independence. Long term care ensures that you are able to receive the proper care if you become chronically ill. It will relieve the financial burden of retirement care for you and your family.

Retirees are living longer due to advances in medicine. Many will require long term care and assume Medicare will cover this expense. This is a common misconception. With Medicare, your choice of nursing homes may be limited and home health care and other similar services may not be an option.

Consider the benefits of a long term policy:

Protect your assets
Maintain your lifestyle
Death Benefit
High-quality care
At-home care
Assisted living care
Nursing home care
Avoid government dependence

When Is It Right To Buy?

The Earlier You Apply, the Better

The best time to purchase long-term care is when you are young and healthy. The premiums are lower and your chances of being approved are greater.

Waiting can be dangerous as certain types of illnesses/conditions can make you ineligible for coverage.

How can MTM help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs. We can help you with:

Understanding your policy
Saving you money
Filing a claim
Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.