DISABILITY INSURANCE

Important Income Protection

Be Prepared For The Unknown… Insure Your Paycheck

If you depend on your paycheck to meet your financial obligations then you need Disability Insurance. Disability Insurance reimburses you for lost wages in the event that an injury or illness renders you unable to work.

Discover how disability insurance can help you:

Recover a significant portion of your income if you are sick or injured
Protect your home and other financial commitments
Provide a sense of financial security
Protect your lifestyle

Why Prepare For The Unknown

Don't underestimate the financial risk to you and your family in the event that you lose your income. According to the Council for Disability Awareness:

Average Worker

30% Have a chance of becoming disabled.

Disability Benefits

12% Will receive disability benefits.

Disabled

Workers will be disabled at least five years during their work time.

Two Types of Disability Insurance:

Short Term Disability:

Provides coverage for a short amount of time. Its benefits can be used for instances such as the following:

Accident
Childbirth
Illness

Long Term Disability:

Provides a longer term coverage for illness and accident than short term. Its benefits can also be used for instances such as the following:

Accident
Cancer
Cardiovascular Disease
Mental Disorder
Musculoskeletal/Connective tissue

hand holding of sick with medical equipment image

How can MTM help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs. We can help you with:

Understanding your policy
Saving you money
Filing a claim
Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.