Umbrella Insurance

Extra Protection You Can't Be Without

Be prepared for the unknown

Umbrella insurance may be one of the most important insurance investments you ever make. If something catastrophic happens resulting in a lawsuit, a judgment against you can lead to financial disaster. Umbrella coverage offers you broader protection over and above many of your personal insurance policies such as home, auto, boat, recreational vehicles and investment properties.


Who needs umbrella insurance? Virtually everyone should consider purchasing this critical liability coverage, especially if you:


  • Own a dog
  • Own a pool
  • Own a car, motorcycle or recreational vehicle
  • Own a home, condo or investment property
  • Host parties and entertain
  • Have packages delivered to your house
  • Have professional services performed at your home (ie, landscaper, housekeeper, babysitter, plumber, electrician)
  • Have a retirement account, savings account and/or a paycheck

Three “real life” examples of scenarios where an umbrella insurance policy could respond to a judgment against you:

How can MTM help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs.  We can help you with:


  • Understanding your policy
  • Saving you money
  • Filing a claim
  • Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many states including but not limited to NH, ME, VT, CT, NJ and RI.

Dog Bite:

Your dog bites a child causing significant facial injuries which results in permanent disfigurement.


Slip & Fall:

Someone trips on an icy or loose step on your stairs causing a fall which results in a disability or serious injury.

Auto Accident:

You have an auto accident that seriously injures or kills one or more persons.

  • Umbrella Insurance Quote Request Form

    We are here to help.  Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.

    **Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**


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MTM Insurance Associates, LLC home page
MTM Insurance Associates, LLC home page
MTM Insurance Associates, LLC home page