How Can MTM Help?

Our specially trained professionals can assist you in designing a renters insurance policy to fit your individual needs.

We can help you with:


  • Understanding your policy
  • Saving you money
  • Filing a claim
  • Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.


There are many helpful tools out there to assist you with inventory such as Homezada®.

Is it really necessary to have renters insurance?

Many people rent an apartment or condo and go without renters insurance. This is a big mistake! Think about the cost to replace all of your personal property in the event of a loss such as a theft, fire or damage from a bursting pipe or hose.  Further, the policy includes liability coverage, which is vitally important to your financial well being.  


Liability coverage protects you from bodily injury or property damage for which you are legally liable.  For example, you leave a tub running and water overflows into your neighbor’s apartment. You can be held liable and be legally obligated to pay for the cost of repairs to the property and to your neighbor’s belongings. Further, liability coverage on this policy covers you for losses which occur both on and off your premises. For example, your child is playing on a baseball team. He or she swings the bat and the ball hits somebody in the face causing bodily injury. If you are sued because of this, your renters policy will pay your defense costs and, if there is a judgment against you, the renters policy will pay that as well; (up to the policy limits).

Renters Insurance

Protecting Your Personal Belongings

Discounts & advantages

  • Higher Deductible Credits
  • Mature Homeowner Credit – age 65 or older
  • Green discount - clients elect to go “paperless” and receive their policies via email
  • Renewal Credit
  • “Green “ Discount – clients elect to go “paperless” and receive their policies via email
  • Renewal Credit
  • Account Discounts for multiple policies
  • Discounts for clients who have been claims free for a period of time
  • Non-Smoker
  • Burglar alarm
  • Fire alarm
  • Smoke detector
  • Dead bolt locks
  • Interior sprinkler system
  • No animals
  • Renters Insurance Quote Request Form

    We are here to help.  Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.

    **Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**


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MTM Insurance Associates, LLC home page

MTM Insurance Associates, LLC home page

MTM Insurance Associates, LLC home page