Life insurance is a subject that many people are uncomfortable discussing. However, it is a vitally important coverage that will insure your loved ones have the financial security they may need in the event of your death. The goal of a life insurance policy is to protect the people you love and who depend on you.
Consider the benefits of a life insurance policy:
While you are young and healthy, you will pay lower premiums and be able to lock in at a lower rate.
Caring for a loved one that has unique needs. Life insurance benefits can be used to take care of them while you are gone.
If you own a business, life insurance is an important tool for perpetuation planning.
Our recommendation is to speak with one of our licensed life insurance professionals who will complete a risk analysis for you. Upon completion they will provide you with a variety of options and will customize a life insurance policy to suit your needs.
Provides coverage for for a specified amount of time.
Lower premium but no cash value.
Allows you to buy large amounts of insurance at a low premium.
Provides coverage up until death.
The policy accumulates cash value which you can withdraw.
Can be used as an estate planning tool.
We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.
**Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**
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MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs. We can help you with: