Our specially trained insurance professionals can review the association by laws and assist you in determining the coverage you need. We can help you with:
Two of the factors that affect your premium the most are the value of your personal property and the building items you are responsible for insuring as mandated by the by laws.
A great way to get started is to furnish us with a copy of your association by laws and complete an inventory of your personal items.
There are many helpful tools out there to assist you with inventory, such as Home Gallery® APP.
In addition, the condominium association policy is limited. You may be responsible for covering the inside walls of your unit such as flooring, plumbing fixtures, cabinets and interior walls. Also, condo associations can assess unit owners for damage not covered by the master insurance policy. For this reason we recommend adding loss assessment coverage to your individual unit-owners policy.
We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.
**Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**
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