We Are Committed To Protecting You

Condo INsurance

How can MTM help?

Our specially trained insurance professionals can review the association by laws and assist you in determining the coverage you need. We can help you with:

 

  • Understanding your bylaws
  • Saving you money
  • Filling a claim
  • Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.

HOW MUCH WILL CONDO INSURANCE COST?

There are many helpful tools out there to assist you with inventory, such as Home Gallery® APP.

Understanding Your Condo Insurance Needs

Condo Insurance is a specific form of homeowner insurance designed for individuals who own a unit in a building that is legally deeded to a condo association. Because you don’t own the building or the land, your needs are different. Your condo association will carry a policy to cover the building. However, you need additional coverage because the association insurance policy does not cover your personal property or personal liability.

 

In addition, the condominium association policy is limited. You may be responsible for covering the inside walls of your unit such as flooring, plumbing fixtures, cabinets and interior walls. Also, condo associations can assess unit owners for damage not covered by the master insurance policy. For this reason we recommend adding loss assessment coverage to your individual unit-owners policy.

Discounts & advantages

  • Condo Insurance Quote Request Form

    We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.

    **Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**

     

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  • Higher Deductible Credits
  • Mature Homeowner Credit – age 65 or older
  • Green discount - clients elect to go “paperless” and receive their policies via email
  • Renewal Credit
  • “Green “ Discount – clients elect to go “paperless” and receive their policies via email
  • Renewal Credit
  • Account Discounts for multiple policies
  • Discounts for clients who have been claims free for a period of time
  • Non-Smoker
  • Burglar alarm
  • Fire alarm
  • Smoke detector
  • Dead bolt locks
  • Interior sprinkler system
  • No animals
MTM Insurance Associates, LLC home page

MTM Insurance Associates, LLC home page

MTM Insurance Associates, LLC home page