You  Work Hard To Build Your Business And It Deserves Powerful Protection


Business Products

comprehensive protection to help keep your business safe

Business insurance is one of the most important investments a business owner can make.  A properly designed insurance portfolio will not only help you comply with applicable state laws, but will protect your assets, income and the financial stability of the company.


There are many important coverages every business needs to operate. They include, but are not limited to:


  • Property (building, stock, personal property, computer)
  • Liability (bodily injury and property damage)
  • Workers Compensation
  • Personal Injury (libel, slander, wrongful eviction, false advertising)
  • Loss of Business Income and / or loss of rents
  • Crime (employee dishonesty, theft, burglary and robbery)
  • Employment Practices Liability (wrongful termination, sexual harassment and other similar workplace claims)
  • Commercial Auto
  • Commercial Umbrella
  • Cyber/Data Breach
  • Professional Liability/Malpractice
  • Bonds
  • Builders Risk (building under construction)
  • Transportation (property being moved from one location to another)

Who needs a business insurance policy?

Every business, regardless of size, is at financial risk without proper insurance protection. Businesses run out of your home have special requirement's which need to be addressed with a home based business insurance policy.


MTM has experience designing policies for clients in a wide variety of industries.  Each business is unique, whether you are one of our million dollar clients or a Main Street business, we can customize a policy to meet your individual needs.

Here are some typical challenges a business owner may face:

General liability


Professional Liability

Someone is injured on your premises you are sued, and there is a court rendered judgment is against you.

There is a fire on your premises and your business personal property is destroyed.


An architect designs a bridge that collapses and causes bodily injury and property damage.


How can MTM help?

MTM’s trained insurance professionals can assist you in determining the policy that best fits your needs.  We can help you with:


  • Understanding your policy
  • Saving you money
  • Filing a claim
  • Local service with Massachusetts locations in North Andover, Billerica and Haverhill. In addition, we are licensed in many, states including but not limited to NH, ME, VT, CT, NJ and RI.
  • Business Owner Insurance Request Form

    We are here to help. Our office hours are Monday through Thursday 8:30 am -5:00 pm and Friday 8:30 am to 4:00 pm.

    **Please be advised that we cannot bind or alter coverage via fax, voicemail, text or email**


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MTM Insurance Associates, LLC home page
MTM Insurance Associates, LLC home page
MTM Insurance Associates, LLC home page